WHAT IS IT?
Protection for the open road
Significant numbers of motorcycle accidents involve negligent automobile drivers, many of which are uninsured. Don’t let yourself fall victim to the negligence of others.
Just as with automobiles, Louisiana law requires a minimum of liability coverage. Auto insurance policies rarely include motorcycle coverage, so do not assume your motorcycle is covered. However, motorcycle policies generally feature lower premiums than auto policies, while including similar lines of coverage. Many companies will offer discounts for insuring your motorcycle alongside your regular auto policy.
Other Plans to Consider
While Motorcycle insurance is meant to cover your vehicle for transportation, other plans can also be considered for on-the-go coverage. We also provide Auto, RV, Watercraft and ATV insurance coverages. Check with our agents today about including all of your motor vehicles under one plan.
WHAT DOES IT COVER?
Motorcycle insurance coverage can be personalized to your unique situation.
- Property Damage
If you get into an accident whether you or another driver is at fault, motorcycle insurance plans cover the damage and legal liability of you and your car.
- Injuries and Medical Coverages
If you or a passenger are injured during an accident your plan can cover the medical treatment, rehabilitation, lost wages or even funeral expenses.
- Other Situations
If you are still paying for your motorcycle, your lender requires full coverage insurance.
TALK TO AN AGENT
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your motorcycle insurance policy.
How much will it cost to repair or replace my property if it is damaged or destroyed?
Ask your agent to talk you through your property’s value so you can make an informed decision about coverage.
What discounts may be available?
You may qualify for a range of discounts that your agent will help you uncover for increased savings.
What is the process of filing and settling a claim?
Our agents will make sure you know who to call and what happens after you file the claim.