Workers Compensation


Protection for workers injured on the job.

Workers Comp. Benefits
Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation, creates an easier process for the employee and can also helps control the financial risks for employers.

Plan Summary
Workers compensation insurance helps companies pay these benefits to injured employees. Workers compensation is not health insurance; it is designed specifically for injuries sustained on the job. Most states require employers to carry at least some form of workers comp coverage. Louisiana does require workers comp insurance, with the exceptions of airplane crews working in dusting or spraying, real estate brokers, musicians and some others.

Coverage on a workers comp policy covers workers injured on the job, whether that means on the premises or in an accident while elsewhere on business, or a work-related illness.

Other Plans to Consider
Sometimes claims exceed the maximum coverage limits of insurance plans. Don’t find yourself with empty pockets – extend your coverage with an umbrella policy.


Workers Compensation policies can be personalized to your unique business situation.

Injuries & Wages
Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services.

Loss of Life
Workers compensation provides death benefits to surviving spouses and dependents.


Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your auto insurance.

How much will it cost to repair or replace my car if it is damaged or destroyed?
Ask your agent to talk you through your car’s features so you can make an informed decision about coverage.

What discounts may be available?
You may qualify for options such as safe driver, multiple policies, or Good Student discounts.

What is the process of filing and settling a claim?
Our agents will make sure you know who to call and what happens after you file the claim.