WHAT IS IT?
Protection for the unexpected.
Small Business Benefits
As a small business, you deserve the same comprehensive coverage as large commercial enterprises. We often invest our personal savings in small businesses–protect these savings and your livelihood with Abbaco Insurance.
A small business insurance program may contain a variety of policies designed to protect every aspect of your business. As a local, family-run insurance agency, we understand the challenges involved with building and finding success as a small business.
Other Plans to Consider
As a full service agency, we also offer a variety of employee benefits that can be customized to fit your needs. These benefits include group health, vision, dental and life.
WHAT DOES IT COVER?
Small business insurance can be personalized to your unique situation.
General liability policies cover the gaps and pay for losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
Commercial property insurance covers your business similar to homeowner’s insurance for your home.
Workers compensation insurance helps companies pay these benefits to injured employees. Workers compensation is not health insurance; it is designed specifically for injuries sustained on the job.
Commercial auto insurance policies cover property, liability and medical damages sustained in automobile accidents involving vehicles used for business purposes.
Inland Marine Floaters
Inland marine policies cover any item that is mobile in nature or transported for business.
Umbrella liability policies give business owners additional protection for the gaps and overflow that their other insurance policies do not cover.
Professional liability insurance, or errors and omissions coverage, protects your business from the financial strain of lawsuits for negligence in performing a service.
Standard flood policies cover building and contents losses up to a certain dollar amount.
TALK TO AN AGENT
Our knowledgeable agents can walk you through the process of finding the right policy for you. He/she will go over these points and more to ensure you are equipped to make the right decision for your auto insurance.
How much will it cost to repair or replace my car if it is damaged or destroyed?
Ask your agent to talk you through your car’s features so you can make an informed decision about coverage.
What discounts may be available?
You may qualify for options such as safe driver, multiple policies, or Good Student discounts.
What is the process of filing and settling a claim?
Our agents will make sure you know who to call and what happens after you file the claim.